AGRILEVER

SEEDING

A BETTER FUTURE

What we do

As climate change increases weather volatility, businesses in agriculture need parametric financial instruments to build resilience. Traditional crop insurance products are not scalable, leading to a lack of coverage for many farmers and reluctance by financial institutions to provide loans.

Parametric insurance, combined with plant pest and disease coverage, offers
benefits to farmers and insurance providers. These policies provide coverage for
previously uninsurable circumstances due to a lack of data and seal protection gaps in the global agri-food chain.

The transparent, objective determination of payouts provides certainty for the insured and reduces the cost of claims settlement and underwriting for the payer, making them more flexible to meet customer needs.

Our platform is independent and transparent, providing the relevant data crucial for parametric cover. This removes potential conflicts of interest and ensures transparency for customers on the data used and the reliability and regulatory compliance of the product.

98% of farmers have no bank account and no access to affordable finance, so they resort to alternative credit. Access to financial resources and customized financing solutions is crucial for the financial sustainability of farmers and theirsupply chain partners.

We collaborate with financial institutions and social impact debt funds to create customized financing models that enable credit access across the agriculture value chain.

Our platform uses satellite data, credit scoring and loan monitoring technologies to clarify investment conditions. That includs risk- return expectations, targeted environmental and social outcomes and financing terms and conditions.

We design financial products tailored to the needs of smallholders and cooperatives. We also integrate ESG frameworks into the investment and funding decision process. Our platform supports decentralized finance (DeFi) blockchain-based services that facilitate basic financial transactions such as earning interest, borrowing money, storing cash and purchasing insurance.

We understand the challenges farmers face in managing farming elements such as inputs, pests, diseases and the environment.

Our agronomists assist farmers with good practices and technologies that improve their agricultural practices, yields and prosperity.

Our digital agronomy support provides ongoing advice on irrigation, planting, and harvesting to farmers’ mobile phones. The advice is based on weather forecasts, water stress, pest alerts, nutrient deficiencies, biomass coverage, chemical and fertilizer usage, spray timing, yield prediction for buyers, harvest plans for contractors, and access to historical data for the past three years. The support is tailored to each farmer based on their specific “DNA”. Farmers can also open a trouble ticket for additional advice using our self-service data bot.

Smallholder farmers often lack access to profitable, value-added markets, due to a lack of critical supporting functions such as the ability to enter into forward agreements for agricultural production and the absence of financial instruments and proper trusted workflows.

Our ERP and big data collection platform helps reduce the costs of inputs through our “market intelligence” module and creates farmer “DNA” profiles that accurately match supply and demand based on geography, yield, and product attributes.

We bring together sellers, buyers and service providers by providing the ability to safely and securely transact using smart contracts. We ensure timely payment once predetermined conditions are met, automate agreements and trigger the next action when conditions are met.

This helps smallholder farmers boost productivity, increase incomes and strengthen food security.

A World Bank report found that extreme weather events and rising temperatures could cause the Philippines to lose 13.6% of its economic output by 2040, hitting the poorest the hardest unless the country addresses climate change. The report warns that temperatures in the Philippines will continue to rise, and rainfall could become more intense due to climate change, threatening the country’s ability to meet its development goals. Capital-intensive industries and agriculture are likely to suffer the most due to economic damage from frequent extreme weather events.

South Asia has the lowest per-capita spending on weather forecasting, and national weather services are not market-based or solution-focused. They lack the ability to monetize their services. We will work with partners to deliver advanced, hyper-local weather forecasting. This will address sustainability challenges such as climate change, biodiversity loss, resource scarcity, and their underlying socio-economic and institutional structures and supply chains.

We will deploy a large network of weather stations and meteorological radar satellites, enabling private companies and organizations to enter the forecasting market and offer better, more targeted solutions.

Agrilever is focused on the agriculture sector. We believe that by considering environmental, social and governance factors in our investment decisions, we can create a more sustainable and responsible industry. By taking the environmental approach we also generating strong financial returns for our investors. We partner with a range of companies that are driving positive change in the agriculture industry, from those developing innovative sustainable farming techniques, to those working to improve the lives of rural communities. Join us in building a better future for agriculture through ESG investing.

What we do

farmers surveyed

10 Coops engaged

1600

Loans provided

5 Partner banks

8600

farmers
surveyed

10 Coops
engaged

1600

Loans
provided

5 Partner
banks

Our technology

About us

Our vision is to use technology and digital transformation to positively impact small plot farmers, their communities, and agribusinesses.

We adopt a hands-on approach to building scalable solutions that focus on social and environmental impact, using Environmental, Social and Governance (ESG) investment practices.

We offer advanced tools, applications, and products to help our ecosystem partners create new opportunities and mitigate risks

We believe that data, forecasts, and models are essential for measuring and understanding problems

Our solutions enable efficient and effective transactions between farmers, cooperatives, financial institutions, insurance companies, agribusinesses, and other value chain stakeholders.

Our partners

The Philippine Crop Insurance Corporation (PCIC) is the implementing agency of the government’s agricultural insurance program.

The world’s leading micro weather provider. Through our joint venture, they provide the weather forecasting and satellite services for alerts, farmer advisories and damage assessment

The principal agency for state Guarantee Finance of the Philippines

The National Food Authority ensures reasonable rate of return to Filipino farmers and promotes the integrated growth and modernization of the rice and corn marketing industry

The Philippine Crop Insurance Corporation (PCIC) is the implementing agency of the government’s agricultural insurance program.

The world’s leading micro weather provider. Through our joint venture, they provide the weather forecasting and satellite services for alerts, farmer advisories and damage assessment

The principal agency for state Guarantee Finance of the Philippines

The National Food Authority ensures reasonable rate of return to Filipino farmers and promotes the integrated growth and modernization of the rice and corn marketing industry

Our team

Yoav Schwalb

Chairman

Yoav is a Co-founder of Ipex ITG, one of Australia’s leading software and IT managed services companies to Federal government and corporate entities across Australia. In 2004 he became director and major shareholder (with his brother Yaron) in ASX: VGL via reverse merger. Lead entrepreneur in the creation of Ness technologies, a Global software and outsourcing managed services organization company (Nasdaq :NSTC). Chairman of New Pole special opportunities turnaround fund. Chairman of Carob Schwalb family Philanthropy fund.

Ruel Amparo

CEO

Ruel at 22 founded Cropital - the largest P2P lending platform for farmers in the Philippines. During the pandemic, Cropital eCommerce and Credit Scoring Platform for Banks were launched. Ruel already supported 60,000 farmers in financing and marketing their produce.

Our team

Yoav Schwalb

Chairman

Ruel Amparo

CEO

Ruel at 22 founded Cropital – the largest P2P lending platform for farmers in the Philippines. During the pandemic, Cropital eCommerce and Credit Scoring Platform for Banks were launched. Ruel already supported 60,000 farmers in financing and marketing their produce.